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They released earnings for Q3 on November 10. They reported Revenue of $272.01 million for the 3rd quarter of 2021 which is a 35.5% increase from the same prior-year period. SoFi beat estimates by $16.38M. Furthermore, they added 377,000 new members which is the second-highest quarterly increase in the company's history. Put some money in Bofa for instant cash withdrawals or do a bank transfer when you need more cash, which takes about 3 buisness days to settle.You can also deposit cash into the Bofa account and do a bank transfer to your Sofi account. Basically use Bofa for your cash transactions, and Sofi to hold your money for the interest rate, and digital ... While SoFi is in the process of updating the routing numbers affiliated with the SoFi Money accounts, not all accounts have changed. This is being processed in stages. For any Member who has received the updated routing number, you should have received an email from our Money Team advising you of this change.I have slowly been moving all of my finances to SoFi over the past few months and couldn’t be happier. Yes they are FDIC insured. They are a national bank and your deposits are safe up to 250k. My guess is that they offer very competitive checking/ savings APY to gain market share as they are a relatively new business. My experience with SoFi as a bank has been good. The interest is not the absolute best but solid. It’s usable, and my one experience with customer service was quick and easy even in the middle of the night. I haven’t give up my giant bank chain just so I have ATMs everywhere, but I pay my bills and collect my salary through SoFi.

r/sofi. • 2 yr. ago. MichaelMidnight. What Are Your Thoughts Of SoFi Bank As Your Main Bank? Discussion. Hi everyone! I know it's still early days to evaluate Sofi Bank as a main bank but I …SoFi is making on average between $12.36 and $14.14 revenue per member in the financial services. On top of that, lending is adding between $235.61 and $384.99 revenue per member (All these numbers are per quarter and per member in FS and member in lending, based on Q3). You are also underestimating how much interest SoFi is getting. Executabull.

20 Feb 2024 ... SoFi members can file their 2023 tax returns and receive refunds electronically into their SoFi Checking & Savings accounts. A limited number of ...

They have public records you can look at. In this regard, they're as trustworthy as Wells and Chase (though both of those banks have had numerous scandals). But generally national regulators will step in before SoFi does something obviously stupid. But SoFi is still a business, and they'll make business decisions.r/sofi. • 2 yr. ago. MichaelMidnight. What Are Your Thoughts Of SoFi Bank As Your Main Bank? Discussion. Hi everyone! I know it's still early days to evaluate Sofi Bank as a main bank but I …SoFi is actually doing a 3% back promotion until the end of this year or up to 12K (whichever comes first) if you have direct deposit setup for their checking account. Otherwise 2% back on everything, though, in order to get that 2% you have to redeem towards another sofi account. Credit statement, invest account, savings account, etc. Lol at 30$ in 5 years. Their projections by 2025 are growing at 4-5x. At $13 it could 4-5x based upon their numbers. Doesn’t include bc, super melt up growth, any acquisitions, etc.. They’re growing 40-60% YOY.. so do math. If they live up to their expectations it’s easily 50$+ by 2025.

So to get $50 you have to have at least one $1000 direct deposit from a payroll provider before Dec 31st. This is outrageous but according to how it is written, to get $250 you have to have direct deposits totalling $5000 within a 25 day window before Dec 31st that all have to be over $1000. So a $4999 direct deposit and another $999 direct ...

For now, unfortunately, you have to be 18 or older to open an account. dudecheckthis. • 1 yr. ago. That’s a bummer. Thanks for reply though! I’d seen the 18 limit in the FAQ, but SoFi had a page about minor bank accounts too (though nowhere did it said whether they allowed it or now). I suppose I could do something like set up a vault for ...

Looking for those with SoFi Money that may have disputed a transaction—how long did it take to get resolved for you? I opened a dispute to a transaction on 11/30 and was told I would be notified in 10 days of an outcome. I followed up after 10 days because SoFi didn’t reach out with an update, and I was then told it could take between 30-45 ...Schwab is absolutely great, my favorite bank account but it lacks features to really make it a primary account like zelle and other checking/savings features. With that being said. SoFi also doesn’t have Zelle but it does have ways to split up my money into vaults/bucks, which I …Ant10117. •. Your statement is true for APR (annual percentage rate) but 5% annual percentage yield (APY) is 5% growth so $1,000 would become $1,050 after one year either way. SoFi takes your daily balance and calculates the interest (based on the APR not APY) but they do not apply that interest to the account until the end of the month ... 1. Rolandooo. • 2 yr. ago. I have been happy with using them as my primary bank (roughly 5 months now). I am all digital and never handle cash so I have no comments on deposits or withdrawals through ATMs. My biggest suggestion to SOFI is please enable a better two factor authentication. Switched to Sofi for the 4% interest rate and to get the $250 new account bonus, but only because I recently got a job that pays through direct deposit. Otherwise, very similar functionality. Both do buckets/vaults for savings, similar interest rates, e-check deposits, etc. Ally recently raised their money market account to 4% and doesn't require direct deposit.SoFi announced that its members can now access up to $2 million in FDIC insurance on their bank balances through the new SoFi FDIC Insurance Network, an increase from the standard $250,000 per account. This increased coverage is provided by placing members' deposits with specifically identified FDIC-insured partner banks.r/SofiaMunozF Lounge. 7. Share. u/Hot-Bobcat-6727. • 6 min. ago Sofia Muñoz. 2. Share. u/themaster1981. • 1 day ago Pongan otro video de Sofy que este más actualizado No tengo para pagar nada.

SoFi Money account closed finally. Save & Spend. This is a warning to any seeking to use this new banking product. Do not close your other banks and make sure you have savings in other checking accounts. This product is immature and glitchy and can generally screw you if you don’t have contingency. This was my experience with SoFi Money ...This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.I like Sofi Tukker because they sound different than most music similar to what they do. The songs are so infectious, I can't help but sing or dance along to any of their songs, not to mention they hype me up for work, make me motivated. Plus they just seem like an awesome duo and they deserve more attention. Banking. This may be more of just a general banking question, but since the savings account in SoFi yields the high interest rate, and there is no-fee overdraft protection, I have just been keeping 100% of my money in the savings account. I keep $0 in my checking. Anything that comes out of my checking is covered by an overdraft from my savings. How do you earn $300 and even more cash back on your credit card? 🤔. All you need to do is get the SoFi Credit Card (and make sure you have direct deposit set up to a SoFi bank account) to earn up to $300—and 3% cash back on eligible credit card purchases for a year. Some things really are just better together. 😉. Want to know more?

Keep it classy, be respectful to Sofia and your fellow Redditors Submissions and comments that are abusive, harassing, sexually explicit, or inappropriate are removed and can result in a ban: no "jerkoff" posts, comments, or usernames. This is a zero-tolerance insta-ban rule. Users who post in the jerk-off subs may not post here.

Thank you for your submission to r/SoFi.As a reminder, please do not share personal information or other sensitive information on this community. r/SoFi is unofficial, should you need immediate assistance please utilize our help thread to find the most relevant contact. A quick reminder to everyone else to not share referral links outside of the monthly referral …If you have large taxable account and large margin balance then that is going to be the primary cost. On a $200k margin balance a 0.25% difference is $500. On edit: found it. The margin interest rate for debit balances in margin accounts is currently 3.0% as of 6/1/22 until 7/27/22. On 7/28/22 the margin interest rate will increase to 4.5%. 1.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Super high rate. I did a referral to someone from SOFI and they got 30k for just under 10%. Their credit score is just above 700. I’ve had issues with referrals unfortunately. Never got the 300$ bonus they claimed nor did my referee soifons. If you made SoFi your main bank account, why? Discussion. I’m just curious, I might have the switch from Discover Bank to SoFi but i’m not sure. Archived post. New comments …344 votes, 51 comments. true. sofi is a tendie machine. a fair value puts this between 31.58-34.77 depending on how you calculate its comps which is difficult because sofi has a crazy moat and wide variety of service. killer growth and cagr and a real unicorn.I’ll wait. Rates having been increasing weekly all over I'd stick it out in discover. Savings (Emergency fund)at Discover, Checking and Savings with Sofi, brokerage accounts with TD Ameritrade and Fidelity and a Roth and Traditional (Rollover)IRA at TD Ameritrade. Have debit cards for both Fidelity and TDA as well…i always have ways to ...Since the target is 20s and 30s, that is a long tailwind. Sofi has been refinancing people's student loans for the better part of a decade. Every student from the last decade is aware of them even if they never used them. Gonna be hard for square to suck up that name recognition without a shit ton of money and time.

8 Feb 2024 ... If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. You will be ...

SoFi stadium yesterday…this is class!🇺🇸. 719 40. Find the best posts and communities about SoFi Stadium on Reddit.

InvestorPlace - Stock Market News, Stock Advice & Trading Tips It’s no surprise that SoFi Technologies (NASDAQ:SOFI) stock has performed... InvestorPlace - Stock Market N...SoFi $300 bonus qualification sanity check. I'm planning to open a SoFi Checking & Savings account to get the $300 bonus and 1.25% APY and hoping to get confirmation on my understanding of the fine print, which says "The Evaluation Period is defined as 30 days from the date your first Qualifying Direct Deposit is received."Sofi Stadium, located in Inglewood, California, is a state-of-the-art venue that has quickly become a premier destination for sports and entertainment events. With its stunning arc...Sofi Stadium, located in Inglewood, California, is a state-of-the-art venue that has quickly become a premier destination for sports and entertainment events. With its stunning arc...I’ll wait. Rates having been increasing weekly all over I'd stick it out in discover. Savings (Emergency fund)at Discover, Checking and Savings with Sofi, brokerage accounts with TD Ameritrade and Fidelity and a Roth and Traditional (Rollover)IRA at TD Ameritrade. Have debit cards for both Fidelity and TDA as well…i always have ways to ...Manually Adding Account Option Removed? Banking. Based on all the documentation from SoFi, I should be able to add an account manually. However, the only place I can do that is in Invest. …SoFi offers easy access to Crypto as an asset class for investment. If you would like exposure to Crypto, in a similar way that you might invest in a stock or bond fund, SoFi Crypto offers that. You can buy and sell with a couple taps inside the app. SoFi manages the storage and security for you. On the back end, your SoFi Crypto trades are ...How do you earn $300 and even more cash back on your credit card? 🤔. All you need to do is get the SoFi Credit Card (and make sure you have direct deposit set up to a SoFi bank account) to earn up to $300—and 3% cash back on eligible credit card purchases for a year. Some things really are just better together. 😉. Want to know more? The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636 ... Reddit's hub for advice, articles, and ... Looking for those with SoFi Money that may have disputed a transaction—how long did it take to get resolved for you? I opened a dispute to a transaction on 11/30 and was told I would be notified in 10 days of an outcome. I followed up after 10 days because SoFi didn’t reach out with an update, and I was then told it could take between 30-45 ... It looks like SoFi is the BEST MARKETED bank. They are marketing a lot of perks which you may or may not necessarily need. You could consider depositing into brokerage CDs at your brokerage. You'll have a pretty good number of choices from multiple banks. You can sell CDs at a premium when rates eventually go down.

SoFi Credit Card applications complete a hard credit pull upon approval. If for any reason we can't approve you, it'll only be a soft credit pull. 💪 Hard credit pulls can impact your credit score, so we recommend reaching out to Experian for insight into what exactly affects your credit score. We hope this helps!SoFi Crypto is/was a great product. My speculation is that SoFi would continue to offer it had there not been regulatory pressure. I'm guessing we'll see a new SoFi Invest "Collection" of crypto spot ETFs once those funds to come to market. Perhaps an on-going referral program with Blockchain also, but no indication of that today.I switched from Chase to SoFi. I am happy I did. I still maintain my Chase account and have 20% of my direct deposit go into chase and 80% go into sofi. I Still want a physical location to go into sometimes. SoFi customer service can be very hit or miss, but really only impacts you if you are needing it. Lots of options and customizations.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.Instagram:https://instagram. mcdonald's with a playhouseinstant ocean reef crystals40 gallon water heater installation costmake up remover It's a top 2% card - no annual fee, no foreign transaction fee, no minimum redemption. If you want to get a more objective perspective, check out myFICO forums. Personal thoughts: I loved it the best until SoFi decided to nerf the SoFi checking debit (I am obsessive-compulsive, wanted SoFi to be my always-carry debit and credit cards, but they ... The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636. 31K Members. 91 Online. Top 3% Rank by size. r/Scams. little muffinsiron age boots SoFi is a great financial institution but I much prefer Discover as ai mainly use my debit card. The cashback is great and the customer service is the best of any company i’ve ever had to contact. They’re also fairly competitive ( just raised their rate to 0.90% ). I also believe they have the better checking account. best pizza in chattanooga 24 Dec 2023 ... Turns out the SoFi app has some of the features from Mint I really liked. I can connect my other financial accounts. It tracks transactions, ...second-quarter adjusted revenue between $330 million and $340 million, below estimates for $343.9 million, and forecast earnings before interest, taxes, amortization, and depreciation of $$100 million to $105 million, below estimates for $119 million. …